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      02-17-2025, 10:20 AM   #25
Skilly
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Drives: 2025 BMW M5 G90
Join Date: Mar 2018
Location: Northern California

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Quote:
Originally Posted by EUPremier View Post
Insurance companies provide cover on the basis of the facts presented i.e. Vehicle spec, Driver, Use location etc.

If any circumstances of cover change and you do not notify them, you could very easily find yourself without cover in the event of a claim.

Modifying a vehicle in any way is not without risk for this reason.

Insurance companies are, ironically, risk averse. The actuaries and underwriters have no sense of humour, quintessential ’corporate types’ whio could find additional risk in ‘Speed Yellow’ paint as it stands out more and is more likely to have folk trying to race you with the additonal attendant risk should you acquiesce.

They would not ‘get’ spacers and would have no data to correlate the previous claims experience of those insureds who had them Vs those who did not.

They would have very little tolerance for unknowns.
So then show me the history of denied claims due to spacers, aftermarket wheels, or muffler mods, or added spoilers, or your air freshener - anything.

This is just not true.
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