[dmatre]

Keep the long-term perspective and you'll be fine. If you need the money within a year or two, it has no business being in the market.

Sure the S&P is down 18% YTD, down to 3930 from 4796, but considering that I started buying in when it was 670, and have been purchasing regularly since then, I don't see a reason to make a change.

The market goes both up and down, but over time it goes up.

I figure there will be 2-3 more recessions before I retire, so no need to jump out the window over this one.

[antzcrashing]

Stock mkt going to ping pong until we get inflation print numbers, and if they are hot, the market will tumble, if they are cool, the market will rally on hopes that fed will back off. Its the same game we played last rate hike cycle. It's anyone's guess as to if inflation will be hot, my guess is that it will for several more months, maybe all 2022

[NeverL8]

Originally Posted by dmatre

Keep the long-term perspective and you'll be fine. If you need the money within a year or two, it has no business being in the market.

Sure the S&P is down 18% YTD, down to 3930 from 4796, but considering that I started buying in when it was 670, and have been purchasing regularly since then, I don't see a reason to make a change.

The market goes both up and down, but over time it goes up.

I figure there will be 2-3 more recessions before I retire, so no need to jump out the window over this one.

100%

Long term outlook is the key. Market ALWAYS recovered and made all time highs. I just keep adding on red days and know it will reward my account in the long term. Think of this time as “Sale season”

[Humdizzle]

i know this isn't a crypto thread but the same logic applies. nobody wants to buy when there is panic. then they kick themselves on the ATH

[3798j]

I know this isn't a bond thread, but as of May 1st, the inflation linked series "I" bonds are now paying 9.62%.
https://www.treasurydirect.gov/indiv...nds_glance.htm

[XKxRome0ox]

i learned an expensive lesson
this is probably obvious to everyone but don't put money into the stock market if you need it in the short term

i threw some of the house down payment money into investment account a year ago
trying to catch some of the gains from the market instead of letting the money sit in a savings account at just 0.25% interest
initially was up 10% but now overall lost about 30%+

we are closing escrow on our new home so i had to sell off most of the investment account holdings at major losses

i got greedy
i thought i'd just make a quick hit and run
market said nope

[Tyga11]

Originally Posted by XKxRome0ox

i learned an expensive lesson
this is probably obvious to everyone but don't put money into the stock market if you need it in the short term

i threw some of the house down payment money into investment account a year ago
trying to catch some of the gains from the market instead of letting the money sit in a savings account at just 0.25% interest
initially was up 10% but now overall lost about 30%+

we are closing escrow on our new home so i had to sell off most of the investment account holdings at major losses

i got greedy
i thought i'd just make a quick hit and run
market said nope

Don't beat yourself up over that. I've been getting crushed and am down the same. Hindsight is 20/20

[Chick Webb]

Originally Posted by 3798j

I know this isn't a bond thread, but as of May 1st, the inflation linked series "I" bonds are now paying 9.62%.
https://www.treasurydirect.gov/indiv...nds_glance.htm

If only you could buy more than $10k/yr. Of course, if you could, nobody would buy any other bonds of any type...

[Chick Webb]

Originally Posted by XKxRome0ox

i learned an expensive lesson
this is probably obvious to everyone but don't put money into the stock market if you need it in the short term.

Personally, the lessons I've learned best are the ones that cost me the most. So, there's that, anyway.

[XKxRome0ox]

Originally Posted by Tyga11

Don't beat yourself up over that. I've been getting crushed and am down the same. Hindsight is 20/20

But the difference is you probably don't need to withdraw that money in a year
So you can ride it out
My losses are realized

Going to be eating instant noodles for a year now

[Tyga11]

Originally Posted by XKxRome0ox

But the difference is you probably don't need to withdraw that money in a year
So you can ride it out
My losses are realized

Going to be eating instant noodles for a year now

We all thought it was going to keep going up...at least I did. I invested my entire emergency fund into the market last year also. Not to mention my losses in ETH.

Just realize we are all in the same boat

[antzcrashing]

Originally Posted by antzcrashing

The beatings will continue until moral improves"


Ie inflation drops significantly


That isn't going to be soon


Overall I am bullish

Feeling vindicated on this prediction today

[Tyga11]

This sucks for those of us fully invested. SMH

[BMW F22]

Bloodbath morning. Depending on the rate hikes, this is likely to continue for a while.

[XKxRome0ox]

Originally Posted by antzcrashing

Feeling vindicated on this prediction today

Did you make money off your prediction?

[JP10]

Originally Posted by BMW F22

Bloodbath morning. Depending on the rate hikes, this is likely to continue for a while.

Second this, and with inflation charts released I would be shocked if we do not see the feds raise rates. Just waiting for that unemployment number to start climbing.

[Chick Webb]

Originally Posted by BMW F22

Bloodbath morning. Depending on the rate hikes, this is likely to continue for a while.

If by "a while" you mean late summer/early fall, I agree. We're likely to have a little better picture of where both earnings and the speed & duration of interest rate increases are going to be. At that point valuations should stabilize and we can start working back up. Gonna be a slow slog this time, I'm afraid; no V-shaped recovery. World economy is a mess.

This is still not a market in which to be taking on a lot of naked risk. Hedging is extremely important. Thank god for those SPY Jul 15 $380 puts that I picked up at the end of may. Savin' my bacon today.

[2000cs]

VIX is way up this session, and all indices down but bouncing a bit.
Fed will raise at least 50 bps and market is concerned 75bps this month, then more coming. So “terminal” rate is now much higher than a week ago before the CPI print. 2/10 inverted, a recession signal. But bounced back last I looked.
Market now sees inflation having not peaked (may be soon, but not there yet), Fed moving more aggressively, more risk of a real recession (likely we are already in a minor one) or hard landing. So a downer for markets.

Market may be overreacting, but there is a possibility this is a bear trigger and we will go down quite a bit before recovering. Fed has to be delicate but fiscal policy will not improve until after mid-terms, and then not likely (if Rs take seats, prez will veto their legislation). Earnings remain pretty good, outlook mostly good; just the value of those earnings (and divs) is declining as rates increase.

[e90335e36m3]

So glad I got out, I took a haircut on BBY at $110 (-6 points), that was the only stock in my trading portfolio at the time. Now it's below $70. I'm waiting with cash on the sidelines. Don't care if I don't time it correctly when it turns. Needs to be way less volatility for me to invest. That's my discretionary account. My employer Roth is taking a beating, 75% of it is in large equities. No sense in changing the mix now, I'm just maximizing contributions and getting the company match, that's a long term play.

[Tyga11]

How much more can the nasdaq really go down? It's down like 35% YTD we have to be close to the bottom

[JP10]

I think the bottom is closer to pre-covid numbers - Look 2/18/2020. A big reset.

[Tyga11]

Originally Posted by JP10

I think the bottom is closer to pre-covid numbers - Look 2/18/2020. A big reset.

you think??? Jesus christ