Student Loans

asdflkijd · 07-21-2008, 02:20 PM

Does anybody have any recommendations on what company I should take out a private student loan from..? So far I've just randomly applied to Chase and was approved but the interest rate is really high

, because I'm looking to deffer the payments untill after I graduate..

Dascamel · 07-21-2008, 03:17 PM

google?

sandyeggo325i · 07-21-2008, 05:26 PM

student loan rates are pretty high these days...what did chase offer?

asdflkijd · 07-21-2008, 06:09 PM

Quote:

Originally Posted by sandyeggo325i

student loan rates are pretty high these days...what did chase offer?

10%

yeah the economy is hurting and were all suffering..

iatacs19 · 07-21-2008, 09:08 PM

Can you qualify for Stafford loans or Pell grants?

asdflkijd · 07-21-2008, 09:25 PM

Quote:

Originally Posted by iatacs19

Can you qualify for Stafford loans or Pell grants?

Yeah, I've already accepted it, but seems like I'm a little short... My tuition is covered for, but my housing isnt, and NYC isnt one of the cheapest places to live in, esp for a low income college student.

E92-Lighting · 07-21-2008, 09:33 PM

how much is your school, cal states are really cheap

Kev · 07-21-2008, 09:52 PM

Quote:

Originally Posted by electronicwoot.com

how much is your school, cal states are really cheap

Quote:

Originally Posted by asdflkijd

Yeah, I've already accepted it, but seems like I'm a little short... My tuition is covered for, but my housing isnt, and NYC isnt one of the cheapest places to live in, esp for a low income college student.

There aren't any bargain schools in the city anyways......

asdflkijd · 07-21-2008, 09:52 PM

Quote:

Originally Posted by electronicwoot.com

how much is your school, cal states are really cheap

around 25k for tuition and another 15-20k for room and board.

sandyeggo325i · 07-22-2008, 02:02 AM

$50k/year? what school are you going to?

time to sell the bimmer!

asdflkijd · 07-22-2008, 02:33 AM

Quote:

Originally Posted by sandyeggo325i

$50k/year? what school are you going to?

time to sell the bimmer!

lol,

. The bimmer stays with my parents, I wouldn't even get back 40k anyways.. I'll be attending NYtech, its not a prestigious school or anything but its cheaper than Pratt, Columbia, etc..

Hawkeye · 07-22-2008, 11:24 AM

I have a really low interest rate through Wells Fargo ( <3%) but they are a pain to pay unless you have an account with them.

I also have loans through www.dl.ed.gov which are nice and easy to payy off and you get points off your interest rate for making payments on time and doing direct withdrawals

asdflkijd · 07-22-2008, 11:10 PM

Quote:

Originally Posted by Hawkeye

I have a really low interest rate through Wells Fargo ( <3%) but they are a pain to pay unless you have an account with them.

I also have loans through www.dl.ed.gov which are nice and easy to payy off and you get points off your interest rate for making payments on time and doing direct withdrawals

Nice.. how long ago was this? Did you deffer interest/ payment or payment only?

MBChariot · 07-23-2008, 12:11 AM

I have Chase but they are for my stafford loans, rates right now are pretty high unless you have excellent credit. Sallie Mae is another company to look at but rates my be the same without strong credit.

asdflkijd · 07-23-2008, 01:56 AM

Quote:

Originally Posted by MBChariot

I have Chase but they are for my stafford loans, rates right now are pretty high unless you have excellent credit. Sallie Mae is another company to look at but rates my be the same without strong credit.

Hmm, even though my credit may not be perfect I had my parents co-sign, and they have an excellent score.. yeah thats what I thought, since the economy is in pain, the rates are expected to be very high... but the sales rep said that the rates could go down over time... I will look into Sallie Mae though, thanks!

07-21-2008, 02:20 PM	#1
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07-21-2008, 03:17 PM	#2
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07-23-2008, 12:11 AM	#14
MBChariot HESSEN///M3 10 Rep 225 Posts Drives: TIag E46 ///M3 Join Date: Jun 2005 Location: Belton, Texas iTrader: (0)	I have Chase but they are for my stafford loans, rates right now are pretty high unless you have excellent credit. Sallie Mae is another company to look at but rates my be the same without strong credit. __________________ MB 330i ZSP Sport PKG TIAG/Imola E46 M3/OEM ZCP wheels "A6 direction Saarbrücken"
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