[Oswiff]

For those who have taken delivery, what are you seeing in terms of premiums whether 6 months or a year?

42 yrs old, married, I currently have Geico (auto only) - zero at faults - one claim (someone ran a red and t-boned my rs6 two years ago. Didn't get totaled but repairs were about $55k. Geico was made whole through subrogation).

Deductibles are $500 comprehensive and $1000 collision. From the breakdown, it looks like the bulk of it is coming from collision - over $1700.

Geico is quoting $3200/6 months in NJ.

[HoldenTudiks]

Originally Posted by Oswiff

For those who have taken delivery, what are you seeing in terms of premiums whether 6 months or a year?

I have Geico, zero at faults - one claim (someone did run a red and t-bone my rs6 two years ago). They are quoting $3200/6 months in NJ.

28 years old, 0 Claims in Canada, around 950 CAD(660 USD) a month.

[Elitedax3]

45 years old, zero claims. $1515 a YEAR in Pa
Hanover Platinum Insurance
I can ask my broker if he can quote coverage in NJ for you if you like. Just let me know

[ctelimad]

37 y old 0 claims NY 1600$ for 6 months with 2000 deductible

[Oswiff]

Originally Posted by Elitedax3

45 years old, zero claims. $1515 a year in Pa
Hanover Platinum Insurance
I can ask my broker if he can quote coverage in NJ for you if you like. Just let me know

Thank you. I have a broker I have used before. I will ask them to quote Hanover. Thanks.

[Oswiff]

Originally Posted by ctelimad

37 y old 0 claims NY 1600$ for 6 months with 2000 deductible

That is not bad at all. Are you in the city?

[ctelimad]

Originally Posted by Oswiff

That is not bad at all. Are you in the city?

Long island ny
Geico
Also combined X5 (pay 1300 fpr the x5)

[Oswiff]

Originally Posted by ctelimad

Long island ny
Geico
Also combined X5 (pay 1300 fpr the x5)

Damn, Geico is not a fan of NJ.

[masd79]

Originally Posted by Elitedax3

45 years old, zero claims. $1515 a YEAR in Pa
Hanover Platinum Insurance
I can ask my broker if he can quote coverage in NJ for you if you like. Just let me know

Me me in Georgia please!

[Hammer110!]

You guys should quote FL lol 👎. Over 8K YR for 22 F90 and 22 X7M50i. Insurance sucks

[dbru]

Wow... I feel lucky hearing these numbers.

New G90: IL $869 for 6 months thru All State.


Cost for 6-month policy period
Coverage for when you're at fault

Liability Insurance - Bodily Injury $100,000 each person
$300,000 each accident $46.99

Liability Insurance - Property Damage $300,000 each accident Not applicable $57.07

Coverage for you and your vehicle

Collision Insurance Actual cash value $500 deductible $598.74
Comprehensive Insurance Actual cash value $500 deductible $140.80

[DocWeatherington]

Originally Posted by Hammer110!

You guys should quote FL lol 👎. Over 8K YR for 22 F90 and 22 X7M50i. Insurance sucks

That sucks all them hurricanes

[imrickjames]

Originally Posted by dbru

Wow... I feel lucky hearing these numbers.

New G90: IL $869 for 6 months thru All State.


Cost for 6-month policy period
Coverage for when you're at fault

Liability Insurance - Bodily Injury $100,000 each person
$300,000 each accident $46.99

Liability Insurance - Property Damage $300,000 each accident Not applicable $57.07

Coverage for you and your vehicle

Collision Insurance Actual cash value $500 deductible $598.74
Comprehensive Insurance Actual cash value $500 deductible $140.80

I assume you're not in the city. I have mostly the same coverages, with GEICO, at a cost of about $1600 for 6 months.) I have higher deductibles ($1k for Comprehensive and Collision), but have added Mechanical Breakdown coverage (basically covers off major repairs once I get past the 3 year mark, at a lower cost than BMW's extended service plans- it's the only reason I have stuck with GEICO).

[Elitedax3]

Originally Posted by masd79

Me me in Georgia please!

I can definitely ask him if you really want me to. I have home and auto.

EDIT: just asked my broker and he's only licensed in Pa and non coastal areas of NJ.

[dbru]

Originally Posted by imrickjames

I assume you're not in the city. I have mostly the same coverages, with GEICO, at a cost of about $1600 for 6 months.) I have higher deductibles ($1k for Comprehensive and Collision), but have added Mechanical Breakdown coverage (basically covers off major repairs once I get past the 3 year mark, at a lower cost than BMW's extended service plans- it's the only reason I have stuck with GEICO).

Yes, northern burbs. Been using Allstate forever. Our agent said this is a new product that has great pricing with drivers with no claims which we've never had. It's the exact same policy we had and the quote was about 50% less than the old policy.

[fraschusa]

In MA - ~ $1550/year, Safey Insurance

[pm100]

Originally Posted by HoldenTudiks

28 years old, 0 Claims in Canada, around 950 CAD(660 USD) a month.

Who's your insurance with?

[Rafichicago]

Originally Posted by Hammer110!

You guys should quote FL lol 👎. Over 8K YR for 22 F90 and 22 X7M50i. Insurance sucks

From what I’ve been hearing FL home insurance sucks even more.

[Cyberdemon]

Originally Posted by ctelimad

Long island ny
Geico
Also combined X5 (pay 1300 fpr the x5)

Man, I'm 40 with zero claims/tickets and am paying $2600/6 mos for my F80 M3 and X5 here on LI.

I don't get how they get these numbers sometimes. Unless my wife has a stack of hidden speeding tickets she neglected to tell me about.

[ctelimad]

Originally Posted by Cyberdemon

Man, I'm 40 with zero claims/tickets and am paying $2600/6 mos for my F80 M3 and X5 here on LI.

I don't get how they get these numbers sometimes. Unless my wife has a stack of hidden speeding tickets she neglected to tell me about.

Combined i am 2850/ 6 months between g90 m5 and X5 2024 40i
But i also choose high deductibles 2000$ for both cars comprehensive and collision
If I choose 500 will be much higher
I have 0 tickets high credit score and no accidents

[Oswiff]

I spent some time the last week getting quotes.
My cars:
- 25 m5 - leased
- 23 F150 Raptor 37 - owned
- 23 Bronco Raptor - owned
- 22 Macan GTS - leased

Progressive wanted $5k/6 months
Allstate is via agent who took my info but never called me back.
State Farm was the same.
Amica - $6000/6 months
Geico (my existing carrier) - $4900/6 months

Pure Insurance who I have my home, umbrella, and personal items came back with the best price.
Pros: agreed value, GAP included, loaner value is equal or better than covered car. Cons: still expensive and a little slow in getting the info I need. They are offering $8k/year.

[Hammer110!]

Originally Posted by Rafichicago

From what I’ve been hearing FL home insurance sucks even more.

You’ve no idea 😖😖