BMW M5 Forum

Post Reply
 
Thread Tools Search this Thread
      09-14-2024, 08:16 AM   #23
ArchieV
Corporal
ArchieV's Avatar
United_States
329
Rep
252
Posts

Drives: 22 540i xDrive
Join Date: Jun 2019
Location: NJ

iTrader: (0)

Quote:
Originally Posted by moriluvatar View Post
Thanks for the guide. Definately needs a cooling off period before rushing into buy once available in the US.


Might sound twisted but I kind of hope there is a crazy early demand even for this heavy set model… might help BMW realize the need for the return of the 3 Touring.
Yes based on whispers this is basically their plan. Still think they did it backwards not going with the 3 touring firet especially because from a design language it looks better. But fingers crossed sales numbers do what they’re estimating with the 5 so us Muricans have a chance.
__________________
Archie
Appreciate 3
      09-14-2024, 09:17 AM   #24
rgw
Private
240
Rep
70
Posts

Drives: 2022 A4 Allroad, 2025 540i
Join Date: Sep 2024
Location: Alabama

iTrader: (0)

Garage List
Quote:
Originally Posted by Mavus View Post
DO NOT buy only lease for 3y
The payment estimator for the G90 in the US says the lease would be 3100+ dollars/mo and I think the same configuration for G99 would be 10k-ish more on the sale price. The finance option is ~2400 dollars/mo.

I am guessing your position is these PHEV M5s will depreciate worse than prior generation M5s, so you likely can’t finance and dump in 2-3 years at break even or profit.
Appreciate 0
      09-14-2024, 09:21 AM   #25
Mavus
Colonel
Mavus's Avatar
2264
Rep
2,871
Posts

Drives: E90 335i, F80 zcp
Join Date: Sep 2011
Location: PA

iTrader: (9)

Quote:
Originally Posted by rgw View Post
The payment estimator for the G90 in the US says the lease would be 3100+ dollars/mo and I think the same configuration for G99 would be 10k-ish more. The finance option is ~2400 dollars/mo.

I am guessing your position is these PHEV M5s will depreciate worse than prior generation M5s, so you likely can’t finance and dump in 2-3 years at break even or profit.
exactly … nightmare complexity, questionable reliability at this point and micro market
Appreciate 0
      09-14-2024, 09:29 AM   #26
rgw
Private
240
Rep
70
Posts

Drives: 2022 A4 Allroad, 2025 540i
Join Date: Sep 2024
Location: Alabama

iTrader: (0)

Garage List
Quote:
Originally Posted by Mavus View Post
exactly … nightmare complexity, questionable reliability at this point and micro market
I just went by what BMW loaded up to show by default so, especially on the finance side, it likely isn’t a true picture of how the transaction goes down in reality. However it is telling that apples to apples money down, it is clear BMW has the depreciation on the M5 projected to be steep and it shows on the lease numbers.

I just ordered a 540ix and right now it is probably cheaper to lease and see where interest rates are in 3 years to determine if it is advantageous to buy the vehicle. I haven’t made that decision yet. However, it clearly shows that BMW doesn’t see the depreciation on a 540ix being quite as steep.
Appreciate 1
Mavus2264.00
      09-14-2024, 09:37 AM   #27
Gfit
Lieutenant Colonel
United_States
3278
Rep
1,879
Posts

Drives: 2025 M8 GC & 24 Audi Etron GT RS. SOLD: 24 X5M, 2022 M3 2021 & 2023 X3M
Join Date: Mar 2007
Location: Westchester, NY

iTrader: (0)

Leasing these type of cars is always the way to go for me. The Bank takes the downside if they depreciate hard or get a Car Fax ding but you can still take the upside if the market is solid. I turned in my last 4 M leases 1-2 years early and grabbed $5 - $14k in equity. Now look at the market say for the XM or any of the EVs and buyers taking huge hits on resale.
Appreciate 3
rgw240.00
chicagofan0020282.50
spuntyb4282.50
      09-14-2024, 10:16 AM   #28
Mavus
Colonel
Mavus's Avatar
2264
Rep
2,871
Posts

Drives: E90 335i, F80 zcp
Join Date: Sep 2011
Location: PA

iTrader: (9)

Quote:
Originally Posted by rgw View Post
I just went by what BMW loaded up to show by default so, especially on the finance side, it likely isn’t a true picture of how the transaction goes down in reality. However it is telling that apples to apples money down, it is clear BMW has the depreciation on the M5 projected to be steep and it shows on the lease numbers.

I just ordered a 540ix and right now it is probably cheaper to lease and see where interest rates are in 3 years to determine if it is advantageous to buy the vehicle. I haven’t made that decision yet. However, it clearly shows that BMW doesn’t see the depreciation on a 540ix being quite as steep.
I would predict 50% in 3y unless BMW provides free maint and wrnty for 10y. the design of h/w and drivetrain is stop gap and this will be a throw-away vehicle in 10y unless, again, BMW provides maint and wrnty. E30 325 with 200k mi will have higher value in 10y.
Appreciate 3
rgw240.00
bjcarls469.00
VR1894.00
      09-14-2024, 10:45 AM   #29
ano0oj
Captain
346
Rep
769
Posts

Drives: '24 X5M Comp
Join Date: May 2009
Location: Houston

iTrader: (4)

Quote:
Originally Posted by Gfit View Post
Leasing these type of cars is always the way to go for me. The Bank takes the downside if they depreciate hard or get a Car Fax ding but you can still take the upside if the market is solid. I turned in my last 4 M leases 1-2 years early and grabbed $5 - $14k in equity. Now look at the market say for the XM or any of the EVs and buyers taking huge hits on resale.
Historically depreciation hits all the V8s(M5/M6/M8) decently, it's often worth it to even get a 6mo-1yr old car with less than 10k miles on it. This whole story of "oh we only get 1-2 allocations every so often" is a relatively new thing with BMW..my guess is that BMW is purposely keeping production low in order to maximize value.

Were your last 4 Ms either an M3 or an M4? Every single M3 I've owned had EXCELLENT resale values.
Appreciate 1
Gfit3278.00
      09-14-2024, 11:18 AM   #30
Gfit
Lieutenant Colonel
United_States
3278
Rep
1,879
Posts

Drives: 2025 M8 GC & 24 Audi Etron GT RS. SOLD: 24 X5M, 2022 M3 2021 & 2023 X3M
Join Date: Mar 2007
Location: Westchester, NY

iTrader: (0)

Quote:
Originally Posted by ano0oj View Post
Historically depreciation hits all the V8s(M5/M6/M8) decently, it's often worth it to even get a 6mo-1yr old car with less than 10k miles on it. This whole story of "oh we only get 1-2 allocations every so often" is a relatively new thing with BMW..my guess is that BMW is purposely keeping production low in order to maximize value.

Were your last 4 Ms either an M3 or an M4? Every single M3 I've owned had EXCELLENT resale values.
2 X3M, a 22 M3 and hard to believe a 24 X5M as well just recently. Right before that I got a few thousand out of an early turn in on a Stelvio Quad because I turned it in right at the peak of the used car insanity.
Appreciate 0
      09-14-2024, 12:24 PM   #31
E63M6_G42M240i
Lieutenant
E63M6_G42M240i's Avatar
United_States
990
Rep
626
Posts

Drives: 2024 TR G80 M3CX
Join Date: Jul 2022
Location: Orange County, CA, USA

iTrader: (0)

Quote:
Originally Posted by Toyzdetailstudio View Post
went to crevier this week they told me you dont have waitlist for msrp and whats even crazier is they are still selling All m cars with a 7.5k markup. Insane
lol I’ve never paid markup through Crevier. Of course, I order my cars.
Appreciate 0
      09-14-2024, 03:51 PM   #32
kzflags
First Lieutenant
kzflags's Avatar
96
Rep
339
Posts

Drives: 2017 C63 coupe
Join Date: Dec 2013
Location: Central NJ

iTrader: (1)

Anyone have pics of the dark violet interior? Sounds sick
Appreciate 1
LuisBoston1533.00
      09-14-2024, 05:28 PM   #33
LuisBoston
Colonel
LuisBoston's Avatar
United_States
1533
Rep
2,418
Posts

Drives: '13 128i, '23 iX M60
Join Date: Feb 2008
Location: Boston

iTrader: (3)

Garage List
2013 BMW 128i  [9.36]
2023 BMW iX M60  [9.25]
Quote:
Originally Posted by Gfit View Post
2 X3M, a 22 M3 and hard to believe a 24 X5M as well just recently. Right before that I got a few thousand out of an early turn in on a Stelvio Quad because I turned it in right at the peak of the used car insanity.
The last 2-4 years is not indicative of a normal functioning car market.

__________________
2023 BMW iX M60 BSM
2013 BMW 128i 6MT MGM/CR. M-sport/Premium/Cold, HK, Xenons, BMW SSK and PE. ED 7-12-2013
SOLD: '07 E90 6MT BSM/Terra, '18 F31 Sunset/Oyster, '21 Polestar 2

http://www.1addicts.com/forums/showthread.php?t=897862
Appreciate 3
LuckyBrand1767.00
ledphut883.00
      09-14-2024, 06:25 PM   #34
Mr. Jonathan
Private First Class
Mr. Jonathan's Avatar
United_States
240
Rep
199
Posts

Drives: 2021 M2 Comp
Join Date: Dec 2023
Location: Huntsville, AL

iTrader: (0)

What is the M Drivers Package? Why would that be an optional package for an M model?
Appreciate 0
      09-14-2024, 08:02 PM   #35
spuntyb
Major General
spuntyb's Avatar
United_States
4283
Rep
5,095
Posts

Drives: 2019 F90 Competition
Join Date: Aug 2013
Location: USA

iTrader: (0)

Quote:
Originally Posted by Mr. Jonathan View Post
What is the M Drivers Package? Why would that be an optional package for an M model?
Raised speed limiter (which is worthless for 99.999% of folks), and a voucher for one person to do a day of race training with M instructors

https://www.bmw-m.com/en/fastlane/dr...s-package.html
__________________
<b>2023 M5C SRG|Aragon || 2018 Macan GTS</b>

2019 F90 Comp MBB|Black (sold)
2018 F80 ZCP TB|SS (sold)
2015 F30 335 AW|CR (sold)
2015 F31 MG|CR (sold)
2011 E90 JB|Oyster (sold)
Appreciate 2
      09-14-2024, 08:06 PM   #36
Mr. Jonathan
Private First Class
Mr. Jonathan's Avatar
United_States
240
Rep
199
Posts

Drives: 2021 M2 Comp
Join Date: Dec 2023
Location: Huntsville, AL

iTrader: (0)

Quote:
Originally Posted by spuntyb View Post
Raised speed limiter (which is worthless for 99.999% of folks), and a voucher for one person to do a day of race training with M instructors

https://www.bmw-m.com/en/fastlane/dr...s-package.html
115K base, what’s another 2.5k right? However, I think this attitude is what caused BMW to produce a 5600lbs M model….
Appreciate 0
      09-14-2024, 08:39 PM   #37
crypto
...
crypto's Avatar
1632
Rep
1,376
Posts

Drives: 2022 M5 CS
Join Date: Oct 2011
Location: Northern Virginia

iTrader: (1)

Quote:
Originally Posted by rgw View Post
The payment estimator for the G90 in the US says the lease would be 3100+ dollars/mo and I think the same configuration for G99 would be 10k-ish more on the sale price. The finance option is ~2400 dollars/mo.
I never leased before but is it just me or is that number insane? Over 36 months you would have paid $111,600 at 3100/month. Unless the buy out for the car is like $15,000 at the end that seems like a bad deal. 😮
__________________
Current: 2022 M5 CS
Past: 2021 M550i (BSM)
Past: 2010 535 xDrive (Alpine White)
Appreciate 1
LuckyBrand1767.00
      09-14-2024, 08:42 PM   #38
rgw
Private
240
Rep
70
Posts

Drives: 2022 A4 Allroad, 2025 540i
Join Date: Sep 2024
Location: Alabama

iTrader: (0)

Garage List
Quote:
Originally Posted by crypto View Post
I never leased before but is it just me or is that number insane? Over 36 months you would have paid $111,600 at 3100/month. Unless the buy out for the car is like $15,000 at the end that seems like a bad deal. 😮
Their points on these M5 leases are probably like 20%
Appreciate 0
      09-14-2024, 10:10 PM   #39
mjr24
Colonel
2256
Rep
2,797
Posts

Drives: 25 X7, 24 I7
Join Date: Mar 2008
Location: Wisconsin

iTrader: (0)

This isn’t going to be a $3100 month lease, be serious.

It’s going to probably be what the X5M and X6M lease is now….low 2000s with no discount. Residuals will be lower 50s, definitely not 50.
__________________
2025 X7 40i, 2024 I7 60i, 2022 M8 Comp GC, 2021 AMG GT53, 2022 X5M Competition, 2021 X7 40i, 2019 M5, 2018 M550I, 2017 Audi Q7, 2014 M6 GC, 2013 Mercedes CLS550, 2011 750LI, 2008 M6 Cabrio, 2008 Porsche Cayenne S, 2004 Mercedes SL55 AMG, 2003 Mercedes SL500, 2000 Mercedes CL500, 1993 Lexus SC400, 1989 525i, 1985 318i
Appreciate 0
      09-14-2024, 10:33 PM   #40
M6-Coupe
Major General
M6-Coupe's Avatar
1792
Rep
6,680
Posts

Drives: F92 M8C Coupe
Join Date: Feb 2014
Location: Bay area

iTrader: (0)

Quote:
Originally Posted by ano0oj View Post
Historically depreciation hits all the V8s(M5/M6/M8) decently, it's often worth it to even get a 6mo-1yr old car with less than 10k miles on it. This whole story of "oh we only get 1-2 allocations every so often" is a relatively new thing with BMW..my guess is that BMW is purposely keeping production low in order to maximize value.

Were your last 4 Ms either an M3 or an M4? Every single M3 I've owned had EXCELLENT resale values.
You are absolutely right.
M5/M6/M8 have big depreciation.
M3/M4 always have decent equity and that’s why they sell very well. So dont be surprise if people get new M3/M4 every year 😂
Even with today’s monthly $1500–$1600 payment at the end of lease 30-40 percent of this money will be returned.
I had a 2018 M3 with monthly payment of $1000 . After 30 months when I traded in for M8 I got $9k so actual payment was $700 monthly ☺️
On my 2020 M8 however, at the end of lease market price was $10k less than residual so I had no choice but return the car while I really wanted to buy it off!
__________________
Current : 2024 F92 Black Sapphire M8 Competition- ZF8
Gone : 2020 F92 Black Sapphire M8 - ZF8
Gone : 2018 F80 Mineral Gray M3 Competition - 6MT
Gone : 2016 F82 Austin Yellow M4 Competition - 6MT
Gone : 2013 F13 Sakhir Orange M6 -7DCT
Appreciate 0
      09-15-2024, 06:55 AM   #41
Tallest
Major General
Tallest's Avatar
1528
Rep
6,394
Posts

Drives: 911
Join Date: Sep 2007
Location: Sweden

iTrader: (1)

Garage List
2011 911  [10.00]
only morons pay ADM. dont pay ADM.
__________________
997.2
F30.F11.E86.E90.E90.E36
Appreciate 1
IcEWoLF373.50
      09-15-2024, 09:42 AM   #42
supershaft
Captain
898
Rep
617
Posts

Drives: 750s, Cayenne Turbo
Join Date: Mar 2013
Location: nj

iTrader: (0)

Quote:
Originally Posted by crypto View Post
I never leased before but is it just me or is that number insane? Over 36 months you would have paid $111,600 at 3100/month. Unless the buy out for the car is like $15,000 at the end that seems like a bad deal. 😮
it's an extremely bad deal because BMW knows these won't hold their value.
Appreciate 0
      09-15-2024, 10:28 AM   #43
ppointer
Major
United_States
846
Rep
1,169
Posts

Drives: '01 Z3M, '12 335is, '22 540i
Join Date: Jul 2013
Location: FLL

iTrader: (4)

Garage List
2012 BMW 335i  [5.25]
2012 BMW 335is  [5.00]
2008 Infiniti QX56  [0.00]
1967 Chevrolet Corv ...  [10.00]
2001 M Roadster  [10.00]
2022 BMW 540i  [0.75]
2009 528i  [9.50]
I spoke to my dealer in the spring to get on his list. MSRP, but I am three years down! central Ohio, btw
Appreciate 0
      09-15-2024, 05:26 PM   #44
Gfit
Lieutenant Colonel
United_States
3278
Rep
1,879
Posts

Drives: 2025 M8 GC & 24 Audi Etron GT RS. SOLD: 24 X5M, 2022 M3 2021 & 2023 X3M
Join Date: Mar 2007
Location: Westchester, NY

iTrader: (0)

Quote:
Originally Posted by LuisBoston View Post
The last 2-4 years is not indicative of a normal functioning car market.
Agreed but I said in my original post and I’ll say again, if the market is soft you can just give it back and the bank takes the loss.
Appreciate 0
Post Reply

Bookmarks


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 01:54 AM.




m5:
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST