Chase Reserve vs Amex Platinum

dagolfpro · 02-28-2019, 11:04 AM

Quote:

Originally Posted by happyjack

Quote:

Originally Posted by BMW F22

I’ve always thought that Amex is limited for traveling z worked with a girl who had that and she said she couldn’t even use it in Canada. I travel all over the world and usually pay with credit cards so not sure if Amex is not as widely accepted as Visa. Did you run into any of those issues?

AMEX platinum holder here for about 6 years: the only places ive found that do not accept it are smaller local places (europe, caribbean, mexico, and canada). never any issues with large national / international businesses / chains.

Quote:

Originally Posted by MKSixer

AMEX Platinum. The benefits of simply having one as a safety net for anything that may occur cannot be stated, especially if one travels overseas frequently. I have only run into a few situations when the Platinum isn't taken and the backing that AMEX gives you as a traveler is unparalleled. Additionally, though they are few and far between, Centurion Lounges are a godsend.

this has always been my justification for keeping the AMEX platinum. while ive never needed to exercise the full extent of its powers, i do have close friends who travel frequently who swear the card has saved their a$$e$ multiple times over the years.

not to mention: it's pretty cool to be carrying around a card that empowers you to walk into a BMW dealership, slap down the card, and just walk out with a brand new M5 competition.

Quote:

Originally Posted by happyjack

Quote:

Originally Posted by BMW F22

I've always thought that Amex is limited for traveling z worked with a girl who had that and she said she couldn't even use it in Canada. I travel all over the world and usually pay with credit cards so not sure if Amex is not as widely accepted as Visa. Did you run into any of those issues?

AMEX platinum holder here for about 6 years: the only places ive found that do not accept it are smaller local places (europe, caribbean, mexico, and canada). never any issues with large national / international businesses / chains.

Quote:

Originally Posted by MKSixer

AMEX Platinum. The benefits of simply having one as a safety net for anything that may occur cannot be stated, especially if one travels overseas frequently. I have only run into a few situations when the Platinum isn't taken and the backing that AMEX gives you as a traveler is unparalleled. Additionally, though they are few and far between, Centurion Lounges are a godsend.

this has always been my justification for keeping the AMEX platinum. while ive never needed to exercise the full extent of its powers, i do have close friends who travel frequently who swear the card has saved their a$$e$ multiple times over the years.

not to mention: it's pretty cool to be carrying around a card that empowers you to walk into a BMW dealership, slap down the card, and just walk out with a brand new M5 competition.

Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.

R3dliner · 02-28-2019, 11:12 AM

Quote:

Originally Posted by dagolfpro

Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.

What does that have to do with this thread though?

R3dliner · 02-28-2019, 11:13 AM

Thanks all for your responses. I think I'm going with the Amex.

bd307 · 02-28-2019, 12:22 PM

Keep in mind the Centurion Lounge by AMEX in all the airports are way better than those offered by CSR. Chase works with Priority Pass for providing cardholders the access to those lounges under Priority Pass program.

However, it does not make a big of a difference for this if you do not travel enough to enjoy these better lounges. Go with the card that offers more bonuses (points, credit, etc...).

From my experience, redeeming hotel through CSR portal has been very easy. I would imagine AMEX offers the same level of experience though.

Got to check out the 100k points you guys are talking about though.

dagolfpro · 02-28-2019, 06:46 PM

Quote:

Originally Posted by R3dliner

What does that have to do with this thread though?

Sorry for the confusion, happyjack said he can use his Amex platinum card to buy m5 at the dealer.

Z K · 02-28-2019, 07:08 PM

Quote:

Originally Posted by dagolfpro

You can now use the two restaurants at T3 if you have PP for $30 worth of food credit.

https://www.prioritypass.com/en/airp...nal/terminal-3

Yeah, I saw they added that. It happened after I cancelled my card so I never got to use it.

That is the one thing I miss about CSR - the lounge access on international flights. I'll probably pick it up again when I qualify again for the new customer sign up bonus.

For now, I'm satisfied with my Uber Visa card as my primary travel and dining rewards card. 4x cash back on dining, 3x on travel, $50 Amazon Prime credit, cell phone insurance and no annual fee.

I calculated that for the CSR to beat Uber Visa on my usage, I'd need to spend over $2k a month on travel and dining for it to be worth it over Uber because of the $150 (450-300) annual fee... I don't spend $24k a year on dining and travel.

IllSic_Design · 02-28-2019, 07:47 PM

Quote:

Originally Posted by dagolfpro

You can now use the two restaurants at T3 if you have PP for $30 worth of food credit.

https://www.prioritypass.com/en/airp...nal/terminal-3

Thanks for this, I didn't know they allowed PP to be used at these two.

dagolfpro · 02-28-2019, 07:51 PM

Quote:

Originally Posted by Z K

Yeah, I saw they added that. It happened after I cancelled my card so I never got to use it.

That is the one thing I miss about CSR - the lounge access on international flights. I'll probably pick it up again when I qualify again for the new customer sign up bonus.

For now, I'm satisfied with my Uber Visa card as my primary travel and dining rewards card. 4x cash back on dining, 3x on travel, $50 Amazon Prime credit, cell phone insurance and no annual fee.

I calculated that for the CSR to beat Uber Visa on my usage, I'd need to spend over $2k a month on travel and dining for it to be worth it over Uber because of the $150 (450-300) annual fee... I don't spend $24k a year on dining and travel.

The $150 isn’t too bad as I don’t travel too often. 3-4 x year. But I kept it for the 50% bonus and zero foreign transaction fees along with lounge access.

dagolfpro · 02-28-2019, 07:52 PM

Quote:

Originally Posted by IllSic_Design

Thanks for this, I didn't know they allowed PP to be used at these two.

Yeah. They were low key About it. I found out via a friend who travels they SFO on a regular basis.

ASAP · 02-28-2019, 08:00 PM

i have a reserve... it has gotten really ratchet...

started awesome, initial sign on in points was double... now its half, lounges are always packed since everyone has that shitty priority pass and thei travel portal has been reassigned to expedia instead of their own... the deals arent the same and half the time it doesn even work....

i would not recommend it at this point

Z K · 02-28-2019, 08:05 PM

Quote:

Originally Posted by dagolfpro

The $150 isn’t too bad as I don’t travel too often. 3-4 x year. But I kept it for the 50% bonus and zero foreign transaction fees along with lounge access.

It's not a bad deal. It really depends on how much you value the extras like lounge access, global entry fee refunds, full primary rental car insurance etc.

In terms of pure rewards, the CSR returns about 4.5% (3x points redeemed at 150%) vs the 4% cash back on Uber. I would need to spend a lot every year to make it worthwhile on CSR for $150 in annual fees. Uber also has no foreign transaction fees so that's a wash.

As I said, really depends on how much you value the CSR extras. If you hit the lounge every month, that'd make up the difference.

MKSixer · 02-28-2019, 09:28 PM

Quote:

Originally Posted by dagolfpro

Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.

That's you. I have a 15 year, 20+ vehicle purchase history with the dealership.

BayMoWe335 · 02-28-2019, 09:53 PM

Chase Sapphire Reserve.

BayMoWe335 · 02-28-2019, 09:53 PM

Quote:

Originally Posted by MKSixer

That's you. I have a 15 year, 20+ vehicle purchase history with the dealership.

We’ve got a badass here.

MKSixer · 02-28-2019, 10:02 PM

Quote:

Originally Posted by BayMoWe335

We’ve got a badass here.

Just the facts, ma'am, just the facts.

BMW F22 · 03-05-2019, 10:04 PM

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

MKSixer · 03-05-2019, 10:08 PM

Quote:

Originally Posted by BMW F22

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

Nicely done. You won't regret it. Membership has it privileges.

dagolfpro · 03-05-2019, 10:17 PM

Quote:

Originally Posted by BMW F22

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

Congrats.

BMW F22 · 03-05-2019, 11:01 PM

Quote:

Originally Posted by dagolfpro

Quote:

Originally Posted by BMW F22

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

Congrats.

Quote:

Originally Posted by MKSixer

Quote:

Originally Posted by BMW F22

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

Nicely done. You won't regret it. Membership has it privileges.

Thanks MK! Figured why not try it for a year and see. Still have a ton of points with Chase Reserve so I'd need to transfer them somewhere should I stay with Amex exclusively.

Quote:

Originally Posted by dagolfpro

Quote:

Originally Posted by BMW F22

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol

Congrats.

Thank you.

Folks at work we're recommending it too, especially for the sign up bonus so I figured why the heck not?

R3dliner · 03-06-2019, 02:05 PM

The Amex is amazing. Already got the global entry credit back. $15 a month credit on uber is nice. Already spent $100 on saks. Patiently waiting for the 100k miles. Going to go all out.
Thanks everyone for the feedback.

BMW F22 · 03-06-2019, 02:16 PM

Quote:

Originally Posted by R3dliner

The Amex is amazing. Already got the global entry credit back. $15 a month credit on uber is nice. Already spent $100 on saks. Patiently waiting for the 100k miles. Going to go all out.
Thanks everyone for the feedback.

What do you mean patiently waiting for the 100K points? It gets credited to your account as soon as you hit $5k spending right? Speaking of, I worked out some numbers since applying for it last night and have $4,500 already on the card. Should have the 100K points to my account before receiving my 1st statement. Lol

R3dliner · 03-06-2019, 02:36 PM

Quote:

Originally Posted by BMW F22

What do you mean patiently waiting for the 100K points? It gets credited to your account as soon as you hit $5k spending right? Speaking of, I worked out some numbers since applying for it last night and have $4,500 already on the card. Should have the 100K points to my account before receiving my 1st statement. Lol

I spent 5k last week but I still don't see any points as of today.

UPDATE: Had to call Amex now. Rep stated it takes couple of weeks for the points to hit.

02-28-2019, 11:13 AM	#25
R3dliner Lieutenant Colonel 940 Rep 1,929 Posts Drives: 18 M3 6MT Join Date: Mar 2016 Location: NYC iTrader: (5)	Thanks all for your responses. I think I'm going with the Amex.
	Appreciate 0 Quote

02-28-2019, 12:22 PM	#26
bd307 Chef 925 Rep 1,059 Posts Drives: Things with wheels or no wheel Join Date: Dec 2014 Location: Area 51 iTrader: (0)	Keep in mind the Centurion Lounge by AMEX in all the airports are way better than those offered by CSR. Chase works with Priority Pass for providing cardholders the access to those lounges under Priority Pass program. However, it does not make a big of a difference for this if you do not travel enough to enjoy these better lounges. Go with the card that offers more bonuses (points, credit, etc...). From my experience, redeeming hotel through CSR portal has been very easy. I would imagine AMEX offers the same level of experience though. Got to check out the 100k points you guys are talking about though.
	Appreciate 0 Quote

02-28-2019, 08:00 PM	#32
ASAP Major General 10866 Rep 9,052 Posts Drives: '23 X3 M40i Join Date: Sep 2012 Location: FL iTrader: (0)	i have a reserve... it has gotten really ratchet... started awesome, initial sign on in points was double... now its half, lounges are always packed since everyone has that shitty priority pass and thei travel portal has been reassigned to expedia instead of their own... the deals arent the same and half the time it doesn even work.... i would not recommend it at this point __________________ 2 x N54 -> 1 x N55 -> 1 x S55-> 1 x B58
	Appreciate 2 P111734.00 R3dliner939.50 Quote

02-28-2019, 09:53 PM	#35
BayMoWe335 Colonel 1201 Rep 2,132 Posts Drives: 2010 E92 335i 6MT Join Date: Aug 2009 Location: US iTrader: (0)	Chase Sapphire Reserve.
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03-05-2019, 10:04 PM	#38
BMW F22 Major General 3654 Rep 9,783 Posts Drives: ///M235i Join Date: Nov 2005 Location: Bay Area iTrader: (8)	So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol
	Appreciate 2 MKSixer34128.50 R3dliner939.50 Quote

03-06-2019, 02:05 PM	#42
R3dliner Lieutenant Colonel 940 Rep 1,929 Posts Drives: 18 M3 6MT Join Date: Mar 2016 Location: NYC iTrader: (5)	The Amex is amazing. Already got the global entry credit back. $15 a month credit on uber is nice. Already spent $100 on saks. Patiently waiting for the 100k miles. Going to go all out. Thanks everyone for the feedback.
	Appreciate 1 MKSixer34128.50 Quote