[brianeck]

This post is hilarious because I think spacers are the most overrated highly sought after mod. Don't get me wrong I have a set on my winter rears because a friend gave them to me, but I legit just really do not see a substantial difference between most of the photos lol

[EUPremier]

Originally Posted by Skilly

not even close to true. Show me the exclusion on an insurance policy and I'll begin to take this seriously.

Insurance companies provide cover on the basis of the facts presented i.e. Vehicle spec, Driver, Use location etc.

If any circumstances of cover change and you do not notify them, you could very easily find yourself without cover in the event of a claim.

Modifying a vehicle in any way is not without risk for this reason.

Insurance companies are, ironically, risk averse. The actuaries and underwriters have no sense of humour, quintessential ’corporate types’ whio could find additional risk in ‘Speed Yellow’ paint as it stands out more and is more likely to have folk trying to race you with the additonal attendant risk should you acquiesce.

They would not ‘get’ spacers and would have no data to correlate the previous claims experience of those insureds who had them Vs those who did not.

They would have very little tolerance for unknowns.

[Skilly]

Originally Posted by EUPremier

Insurance companies provide cover on the basis of the facts presented i.e. Vehicle spec, Driver, Use location etc.

If any circumstances of cover change and you do not notify them, you could very easily find yourself without cover in the event of a claim.

Modifying a vehicle in any way is not without risk for this reason.

Insurance companies are, ironically, risk averse. The actuaries and underwriters have no sense of humour, quintessential ’corporate types’ whio could find additional risk in ‘Speed Yellow’ paint as it stands out more and is more likely to have folk trying to race you with the additonal attendant risk should you acquiesce.

They would not ‘get’ spacers and would have no data to correlate the previous claims experience of those insureds who had them Vs those who did not.

They would have very little tolerance for unknowns.

So then show me the history of denied claims due to spacers, aftermarket wheels, or muffler mods, or added spoilers, or your air freshener - anything.

This is just not true.

[EUPremier]

Originally Posted by Skilly

So then show me the history of denied claims due to spacers, aftermarket wheels, or muffler mods, or added spoilers, or your air freshener - anything.

This is just not true.

I’m really curious as to what data you’re relying upon to be so certain as to decide my statement was, ‘…just not true’? 🙄

Here’s a statement from the UK Government’s Financial Ombudsman’s office with responsibility for Insurance Services specifically on this matter:


“From tinted windows to new alloy wheels, the pitfalls of vehicle alterations have been highlighted by us for the first time.
We’re encouraging drivers to check their insurance policy small print or risk huge bills.
We can help consumers if they feel unfairly treated by their insurer.
Modifying vehicles could leave drivers thousands of pounds out of pocket.

We are hearing from increasing numbers of vehicle owners who have been left to pay significant sums because they unknowingly invalidated their car insurance.

Car modifications can range from body kits and custom paintwork to performance enhancements such as upgraded exhaust systems or engine tuning.

Whether it’s changing alloy wheels for extra style or remapping the Electronic Control Unit (ECU) for better engine performance, not declaring these modifications can have serious consequences.

We see cases where a failure to declare these modifications leads to insurance being invalidated or claims being rejected in the event of an accident.

Often drivers are not aware that modifications – even seemingly minor alterations such as tinted windows or stereo system enhancements – can lead to higher premiums due to the increased risk associated with those vehicles.

Rachel Lam, Ombudsman Director of Insurance at the Financial Ombudsman Service”

Read more here

[ReeferCheefer]

Originally Posted by DHDCF

I'm new to the spacer world -- haven never used them on any ride. What sort of ride quality or concerns should I understand before moving forward w/ buying/adding them?

https://suspensionsecrets.co.uk/why-...heels-spacers/

[azn_fcuk]

The direction that im likely going to take is - 12.5mm fronts and 15mm rear. Real aggressive in the rear and slightly less in the front.

anyone else have this combo already on their cars?

[Tom9960]

Originally Posted by azn_fcuk

The direction that im likely going to take is - 12.5mm fronts and 15mm rear. Real aggressive in the rear and slightly less in the front.

anyone else have this combo already on their cars?

Im thinking of doing the same setup, 12mm front and 15mm rear.

[Skilly]

Originally Posted by EUPremier

I’m really curious as to what data you’re relying upon to be so certain as to decide my statement was, ‘…just not true’? ��

Here’s a statement from the UK Government’s Financial Ombudsman’s office with responsibility for Insurance Services specifically on this matter:


“From tinted windows to new alloy wheels, the pitfalls of vehicle alterations have been highlighted by us for the first time.
We’re encouraging drivers to check their insurance policy small print or risk huge bills.
We can help consumers if they feel unfairly treated by their insurer.
Modifying vehicles could leave drivers thousands of pounds out of pocket.

We are hearing from increasing numbers of vehicle owners who have been left to pay significant sums because they unknowingly invalidated their car insurance.

Car modifications can range from body kits and custom paintwork to performance enhancements such as upgraded exhaust systems or engine tuning.

Whether it’s changing alloy wheels for extra style or remapping the Electronic Control Unit (ECU) for better engine performance, not declaring these modifications can have serious consequences.

We see cases where a failure to declare these modifications leads to insurance being invalidated or claims being rejected in the event of an accident.

Often drivers are not aware that modifications – even seemingly minor alterations such as tinted windows or stereo system enhancements – can lead to higher premiums due to the increased risk associated with those vehicles.

Rachel Lam, Ombudsman Director of Insurance at the Financial Ombudsman Service”

Read more here

Im sorry for those of you living in the UK and having this kind of exclusion clause in your policy.

That said, I would defer back to my original statement. This isn't discretionary; it will be noted within your policy, as the note from the Ombudsman indicates:

'We’re encouraging drivers to check their insurance policy small print...'

So my original statement really stands. It's not real if the documentation/policy doesn't support it.

[humblehyper]

Hi, when will you have the 15 mm back in stock?

[BMz@Meg]

Makes such a difference

[Joe AUTOID]

Originally Posted by humblehyper

Hi, when will you have the 15 mm back in stock?

Due to high demand we are currently looking at 3-5 working days before we can ship these out. Apologies for any inconvenience.

[azn_fcuk]

I just received my order of Bimecc spacers. Wow, incredible quality and packaging was top notch!.

[humblehyper]

Does the 15 mm all around doesn't rub on the fenders at full load when lowered? Thank you.