[Pidipompi]

So I just recently financed a repair (around $600) for my car at Big O Tires and the employees were helpful in explaining how it all works and I understood 95% of what they told me because it was the first time i'm getting a credit card.
But I was unsure about one thing;
If I were to finance something else for my car (in this case a BPC tune to help performace and the company provides financing for like 6 months) Do I get to use the same credit card Big O tires gave me? Or do I get a new one from from BPC?
Thank you.

I don't plan to make another purchase until I pay off my repairs.

[PoorLurker]

Did you get no interest on all purchases from your Big O Tires credit card for X months or no interest on their work only?

[upstatedoc]

What is this "finance a repair" that you talk of? Do you mean you took a loan out to fix your car?

[Memaxndapickel]

Originally Posted by upstatedoc

What is this "finance a repair" that you talk of? Do you mean you took a loan out to fix your car?

He states he got a credit card. I'm assuming the place he got the work done offered him a store credit card, hopefully with some 0% apr for six months or the like.

To OP if it's a store card you can only use it at said store. If it's a store card/visa you can use it wherever.

[Eternal]

Op, no offense, but if you do not understand stuff like this, I would reccomend sitting down with someone and having a DEEP conversation about personal finances. You can find your self in major financial issues if you do this wrong.

[mxchris727]

Originally Posted by Eternal

Op, no offense, but if you do not understand stuff like this, I would reccomend sitting down with someone and having a DEEP conversation about personal finances. You can find your self in major financial issues if you do this wrong.

^+10000000

[Graves]

Originally Posted by Eternal

Op, no offense, but if you do not understand stuff like this, I would reccomend sitting down with someone and having a DEEP conversation about personal finances. You can find your self in major financial issues if you do this wrong.

x2,000,000,000,000,000

[ImolaMoop]

Haha wow. Definitely finance the mods too.

[The Wind Breezes]

So how much are you paying in interest and when does it start being charged?

Also, OP has never had a credit card before, owns a BMW but can't afford tires, and is asking a car forum for financial advice. I sit here scratching my head.

[Eternal]

I wonder if they explained to him that if not paid in full by(insert whatever timeframe given), he will be backed charged for the interest for the entire period at a RIDICULOUS rate.

[Pidipompi]

Originally Posted by PoorLurker

Did you get no interest on all purchases from your Big O Tires credit card for X months or no interest on their work only?

No interest 6 month, sorry for the late reply at work right now.

[Pidipompi]

Originally Posted by Eternal

I wonder if they explained to him that if not paid in full by(insert whatever timeframe given), he will be backed charged for the interest for the entire period at a RIDICULOUS rate.

It was $600 in repairs,
I plan to finish the payment before 6 months.

[Pidipompi]

Originally Posted by Memaxndapickel

He states he got a credit card. I'm assuming the place he got the work done offered him a store credit card, hopefully with some 0% apr for six months or the like.

To OP if it's a store card you can only use it at said store. If it's a store card/visa you can use it wherever.

Thats all I need to know thank you.

[Pidipompi]

Originally Posted by The Wind Breezes

So how much are you paying in interest and when does it start being charged?

Also, OP has never had a credit card before, owns a BMW but can't afford tires, and is asking a car forum for financial advice. I sit here scratching my head.

I'm currently still paying off my BMW. (It's hard being a college student, having a job, and now it's gonna be real harder to deal with you)

Didn't say I was buying tires.

But if you are gonna assume it's gonna make an ASS(of)U(and)ME

Was supposed to get my pads replaced since
they had a groupon for $85 but it didn't go as planned.

Had my brake pads and rotors replaced with the brake fluid flushed which cost $600 (6months no interest)
My lower control arms need to be fix and was qouted $1400, didn't have the money so I applied for a credit card and was approved for $700 (which I used for the $600 repair)

I don't plan to make another purchase with the card until I'm done paying the $600.

So all i'm asking is that can I use the same card for a different purchase. He said it was a Citi Bank credit card.

Still scratching?

[Pidipompi]

Originally Posted by Graves

x2,000,000,000,000,000

Nothing will go wrong ,
I will pay in full.

[YVRF80]

I trust you know if you don't pay it off in the 6 months you're subject to 29.99% interest from the date of purchase. Glad to hear your plan is to pay it off.

Why would you ever want to use this card ever again (if possible) at these rates?

Go apply for a free annual fee card with a low interest rate and use that as needed going forward.

If you are financially savvy you can take advantage of these offers but it can also be a very slippery slope of disaster. I sense you are the latter. Be careful!

Enjoy your new purchase!!

[Pidipompi]

Originally Posted by YVRF80

I trust you know if you don't pay it off in the 6 months you're subject to 29.99% interest from the date of purchase. Glad to hear your plan is to pay it off.

Why would you ever want to use this card ever again (if possible) at these rates?

Go apply for a free annual fee card with a low interest rate and use that as needed going forward.

If you are financially savvy you can take advantage of these offers but it can also be a very slippery slope of disaster. I sense you are the latter. Be careful!

Enjoy your new purchase!!

Thank you for the tip.

[Delta0311]

Originally Posted by Pidipompi

I'm currently still paying off my BMW. (It's hard being a college student, having a job, and now it's gonna be real harder to deal with you)

Didn't say I was buying tires.

But if you are gonna assume it's gonna make an ASS(of)U(and)ME

Was supposed to get my pads replaced since
they had a groupon for $85 but it didn't go as planned.

Had my brake pads and rotors replaced with the brake fluid flushed which cost $600 (6months no interest)
My lower control arms need to be fix and was qouted $1400, didn't have the money so I applied for a credit card and was approved for $700 (which I used for the $600 repair)

I don't plan to make another purchase with the card until I'm done paying the $600.

So all i'm asking is that can I use the same card for a different purchase. He said it was a Citi Bank credit card.

Still scratching?

You are financing a 12 year old BMW? What can possibly go wrong? These cars are high maintenance bitches, have cash put aside just for maintenance issues. And on a 330 all fluids and filters should have been replaced already. As well as the belt and pullies, which can destroy your engine if the belt shreds off. It would be a good idea to find out when your gaskets and water pump where replaced as well.

[The Wind Breezes]

Yes, I'm still scratching.

[BayMoWe335]

You probably can't afford a car, let alone a BMW.

[Pidipompi]

Originally Posted by BayMoWe335

You probably can't afford a car, let alone a BMW.

That doesn't even answer my question.

[Pidipompi]

Originally Posted by Delta0311

You are financing a 12 year old BMW? What can possibly go wrong? These cars are high maintenance bitches, have cash put aside just for maintenance issues. And on a 330 all fluids and filters should have been replaced already. As well as the belt and pullies, which can destroy your engine if the belt shreds off. It would be a good idea to find out when your gaskets and water pump where replaced as well.

Not worried, I have money aside for that before I bought the car.
This just came outta no where.