Kaiser VS Blue Shield CA

BMW F22 · 05-08-2011, 11:20 AM

Anyone have experience with either of them? I'm trying to choose a plan: Kaiser HMO or Blue Shield HMO (Blue Shield PPO was considered but was dropped).

Thanks!

E92TTKING · 05-08-2011, 01:12 PM

b
l
ue

MisterSkiMask · 05-08-2011, 01:17 PM

Blue, it tends to be more expensive, but you will get better care.

The problem with kaiser is that they are providing the care and paying the bill, so they will put off "non essential" stuff for years

Echo M3 · 05-08-2011, 02:24 PM

I strongly suggest that you inquire which insurance policy physicians in your area (including your current physician) take before you make a choice.

That being said, in my experience, blue shield is generally more widely accepted. Kaiser is more strict about which doctors and which clinics/hospitals you may go to for care.

BMW F22 · 05-08-2011, 02:32 PM

^ Yeah I think it's because Kaiser owns and operates their own hospitals while Blue Shield contracts with other facilities. Originally I was gonna go with Blue Shield PPO but I'm not sure if I need that so I dropped it.

MisterSkiMask · 05-08-2011, 04:31 PM

If you are young and can save some money kaiser is good for emergency type care.

If not, or if you think you are going to be having kids go blue.

View Poll Results: Which plan?
Kaiser	1	16.67%
Blue Shield	5	83.33%
Voters: 6. You may not vote on this poll

05-08-2011, 11:20 AM	#1
BMW F22 Major General 3659 Rep 9,783 Posts Drives: ///M235i Join Date: Nov 2005 Location: Bay Area iTrader: (8)	Kaiser VS Blue Shield CA Anyone have experience with either of them? I'm trying to choose a plan: Kaiser HMO or Blue Shield HMO (Blue Shield PPO was considered but was dropped). Thanks!
	Appreciate 0 Tweet Quote

05-08-2011, 01:12 PM	#2
E92TTKING Colonel 260 Rep 2,257 Posts Drives: e92 Join Date: Oct 2009 Location: Merica iTrader: (10)	b l ue
	Appreciate 0 Quote

05-08-2011, 01:17 PM	#3
MisterSkiMask Banned 149 Rep 2,014 Posts Drives: I Can not say Join Date: Nov 2005 Location: you must not know iTrader: (0)	Blue, it tends to be more expensive, but you will get better care. The problem with kaiser is that they are providing the care and paying the bill, so they will put off "non essential" stuff for years
	Appreciate 0 Quote

05-08-2011, 02:24 PM	#4
Echo M3 Major 126 Rep 1,432 Posts Drives: E90 M3 Join Date: Sep 2009 Location: NY iTrader: (0)	I strongly suggest that you inquire which insurance policy physicians in your area (including your current physician) take before you make a choice. That being said, in my experience, blue shield is generally more widely accepted. Kaiser is more strict about which doctors and which clinics/hospitals you may go to for care.
	Appreciate 0 Quote

05-08-2011, 02:32 PM	#5
BMW F22 Major General 3659 Rep 9,783 Posts Drives: ///M235i Join Date: Nov 2005 Location: Bay Area iTrader: (8)	^ Yeah I think it's because Kaiser owns and operates their own hospitals while Blue Shield contracts with other facilities. Originally I was gonna go with Blue Shield PPO but I'm not sure if I need that so I dropped it.
	Appreciate 0 Quote

05-08-2011, 04:31 PM	#6
MisterSkiMask Banned 149 Rep 2,014 Posts Drives: I Can not say Join Date: Nov 2005 Location: you must not know iTrader: (0)	If you are young and can save some money kaiser is good for emergency type care. If not, or if you think you are going to be having kids go blue.
	Appreciate 0 Quote